Most people have good intentions about saving for retirement. But few know when they should start and how much they should save.

Sometimes it might seem that the expenses of today make it too difficult to start saving for tomorrow. It’s easy to think that you will begin to save for retirement when you reach a more comfortable income level, but the longer you put if off, the harder it will be to accumulate the amount you need.

By contributing even small amounts each month, you may be able to amass a great deal over the long term. One helpful method is to allocate a specific dollar amount or percentage of your salary every month.

If you are thirty years from retirement, a few years away or already there, proper retirement planning is essential.  With our personalized service we will help evaluate your needs and guide you toward sound decisions.

Contact Gino P. Molettieri today at 781-942-5000 x144

Please note that Investment and Insurance Products are: not FDIC insured, not bank guaranteed, may lose value, and not insured by any Federal Government Agency.

Securities products and financial planning services are offered through registered representatives and financial planners, respectively, of New England Securities Corp.(NES), a broker-dealer (member FINRA/SIPC) and a Registered Investment Adviser. Baystate Financial Services is a general agency of New England Life Insurance Company(NELICO), Boston, MA.  NES & NELICO are affiliates.  Neither Baystate Financial Services nor Reading Co-Operative Bank are affiliated with NES.

Securities and variable products are only offered at 180 Haven St., Reading, MA 01867.

1. Neither New England Securities/Baystate Financial Group nor its representatives offer tax or legal advice. Please consult your tax advisor or attorney for guidance.
2. All product guarantees are based upon the financial strength and claims paying ability of the issuing insurance company. L0809053207[0810] [Fl, MA, ME, NH]