Getting Started

Check out our value-based checking accounts.

Each account offers its own set of advantages. And they have some valuable things in common. They’re easy to use. You can access each online, 24/7. And there are no “hidden” fees or extra charges. As the expression goes: what you see is what you get.

What works best for your individual priorities and lifestyle?

Value Checking

Value Checking is our FREE checking account with no minimum balance.  There are no fees. This account is a perfect alternative for people looking for FREE checking.

- NO per-check charge.
- NO monthly service fee.
- FREE MasterMoneyTM Debit Card.
- Overdraft Protection Eligibility.
- Direct-Deposit Availability.
- Image Checks.
- FREE online banking.
- FREE online bill pay.
- 24-hour telephone, ATM, and online access.

Value NOW Checking

Reading Co-operative Bank’s Value NOW Checking is our most popular checking account option. If you have Direct Deposit, this account offers the most options for you. Unlike some banks, Reading Co-operative Bank offers you a clear, simple checking account without the hidden “strings attached” that you find with other banks. Write lots of checks and don’t want to worry about fees? Which is surprising, considering what’s included:

- No per-check charge

- FREE MasterMoney TM Debit Card

- FREE online banking

- FREE online bill pay

- Interest-bearing

- Overdraft Protection Eligibility

- Low monthly maintenance fee of $10.00

- Image Checks

- Direct deposit Availability

- No monthly maintenance fee if ONE of the following is true: the account has direct deposit or the average monthly balance in the account is $500 or more

Money Market Demand Deposit

Earn higher interest rates with our Money Market Demand Deposit Account. You can take advantage of tiered rates and easy access to your money. By law, you are allowed up to three third party check transactions per month, but unlimited transactions when dealing directly with a teller.

The Reading Co-operative Bank Money Market Demand Deposit account provides these important benefits to you. There are certain requirements and restrictions you should know about, as well. Just contact us for more information or click here to get started.

Need help? Check out the helpful FAQ’s or contact us.