|
Rates Effective as of 3/1/2010
Savings Type |
Interest
Rate |
APY |
|
Interest
Rate |
APY |
| |
UNDER $50,000
|
|
OVER $50,000 |
| IRA SAVINGS |
0.70% |
0.70% |
|
1.00% |
1.00% |
| VACATION CLUB |
0.70% |
0.70% |
|
|
|
| CHRISTMAS CLUB |
0.70% |
0.70% |
|
|
|
| VALUE NOW CHECKING |
0.05% |
0.05% |
|
|
|
Savings Type |
Interest
Rate |
APY |
| PASSBOOK (UNDER $50,000) |
0.10% |
0.10% |
| STATEMENT ($50,000-$99,999.99) |
0.25% |
0.25% |
| LINKED STATEMENT ($100,000-$199,999.99) |
0.70% |
0.70% |
| COMMERCIAL ($200,000 and up) |
0.90% |
0.90% |
Term Deposit Certificates |
Interest
Rate |
APY |
|
Interest
Rate |
APY |
| |
UNDER $25,000
|
|
OVER $25,000 |
| 6 MONTH (182 DAY) |
0.65% |
0.65% |
|
0.80% |
0.80% |
| 1 YEAR |
1.00% |
1.00% |
|
1.00% |
1.00% |
| 2 YEAR |
1.44% |
1.45% |
|
1.69% |
1.70% |
| 3 YEAR |
1.93% |
1.95% |
|
2.13% |
2.15% |
| 4 YEAR |
2.37% |
2.40% |
|
2.67% |
2.70% |
| 4 1/2 YEAR (VARIABLE RATE) |
1.24% |
1.25% |
|
1.24% |
1.25% |
| 5 YEAR |
2.62% |
2.65% |
|
2.86% |
2.90% |
| 10 MONTH RELATIONSHIP |
1.39% |
1.40% |
|
1.54% |
1.55% |
| |
|
|
|
|
|
| |
UNDER $10,000 |
|
OVER $10,000 |
24 MONTH. NO PENALTY AFTER
12 MONTH CD. |
1.39% |
1.40% |
|
1.59% |
1.60% |
| 18 MONTH SELECT CD BUMP UP |
1.44% |
1.45% |
|
1.73% |
1.75% |
| |
|
|
|
|
|
| |
OVER $50,000 |
|
|
|
| 30 DAY CD |
0.15% |
0.15% |
|
|
|
| 60 DAY CD |
0.40% |
0.40% |
|
|
|
| 90 DAY CD |
0.65% |
0.65% |
|
|
|
Individual Retirement
Accounts |
Interest
Rate |
APY |
|
Interest
Rate |
APY |
| |
UNDER $25,000
|
|
OVER $25,000 |
| 1 YEAR |
1.00% |
1.00% |
|
1.00% |
1.00% |
| 2 YEAR |
1.44% |
1.45% |
|
1.69% |
1.70% |
| 3 YEAR |
1.93% |
1.95% |
|
2.13% |
2.15% |
| 4 YEAR |
2.37% |
2.40% |
|
2.67% |
2.70% |
| 4 1/2 YEAR (VARIABLE RATE) |
1.24% |
1.25% |
|
1.24% |
1.25% |
| 5 YEAR |
2.62% |
2.65% |
|
2.86% |
2.90% |
Money Market Deposit
Accounts |
Interest
Rate |
APY |
| Under $25,000 |
0.05% |
0.05% |
| $2,500-$9,999.99 |
0.20% |
0.20% |
| $10,000-$24,999.99 |
0.40% |
0.40% |
| $25,000-$49,999.99 |
0.65% |
0.65% |
| $50,000-$99,999.99 |
0.90% |
0.90% |
| $100,000 and up |
1.10% |
1.10% |
Health Savings Accounts |
Interest
Rate |
APY |
| Under $2,500 |
0.20% |
0.20% |
| $2,500-$4,999.99 |
1.19% |
1.20% |
| $5,000-$9,999.99 |
1.59% |
1.60% |
| $10,000-$99,999.99 |
1.93% |
1.95% |
| $100,000 and up |
2.18% |
2.20% |
NOTE: Annual Percentage Yield results when interest is left on deposit to compound daily on a basis of 365/365 days.
Interest Rates subject to change without notice.
All deposits are FDIC insured to at least $250,000. Deposits over $100,000. are insured in full by SIF.
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